Add Items to Cart: Select your desired products and proceed to checkout.

Choose Shop Pay: At checkout, select Shop Pay as your payment method.

Select 'Pay in Installments': Opt for the installment payment option.

Choose a Payment Plan: Pick a plan that suits you—options may vary based on the purchase amount.

Enter Payment Details: Provide your debit or credit card information.

Verify Identity: Complete the necessary steps to confirm your identity.

Authorize Purchase: Agree to the terms and authorize your purchase.

Pay in 4 (for purchases $50 to $999.99):
Split your purchase into four equal, interest-free payments, billed every two weeks.
No additional fees or interest rates apply.
Choosing this option does not impact your credit score.

Monthly Installments (for purchases $150 to $30,000):

Divide your purchase into monthly payments over 3, 6, or 12 months.

Annual Percentage Rates (APR) range from 0% to 36%, depending on eligibility.

Opting for monthly installments may affect your credit score.

No Late Fees: Shop Pay Installments does not charge late fees. However, late or missed payments may affect your ability to use this service in the future.

Accepted Payment Methods: All major debit and credit cards are accepted, excluding Capital One cards and prepaid cards.

Eligibility: Available for customers over 18 years old, residing in the U.S., with purchases in USD.

Exclusions: Gift cards are not eligible for purchase using Shop Pay Installments.